A

LOAN SUMMARY | 2026 Southwest Larchmont Lane, Port St. Lucie, FL 34984

BORROWER

P.T.C. Financial Corp
Robert Lee Paine, II - principal
Rate
Projected Term
Loan To ARV
Loan Amount
Investors
7.5%
12 months
57.7%
$138,470
0
Purpose
Loan Position
Total Loan Amount
Loan Status
Refinance - Rehab
First Lien
$138,470
Repaid on 06/05/2020
Started on
Funded on
Repaid on
Matured on
03/05/2020
06/05/2020
06/05/2020
03/04/2021

FINANCIAL OVERVIEW

After Repair Value (ARV)
$240,000
Total Project Costs
$208,470
$31,530
GROUNDFLOOR
$138,470
$70,000
0%
Skin-in-the-Game
First Lien Loan
Cushion
Purchase Price
$175,000
Purchase Date
TBD
Loan To ARV
57.7%
Loan To Total Project Cost
66.4%

Grade Factors

The following factors determine in part how the loan was graded:
(in descending order of importance)
Loan To ARV Score
5
10
Quality of Valuation Report
4
4
Skin-in-the-Game
6
10
Location
4
8
Borrower Experience
5
5
Borrower Commitment
1
1

VALUATION REPORTS

As Complete (ARV)
$240,000
Certified Independent Appraisal
Broker's Price Opinion
Borrower Provided Appraisal
Borrower Provided Comps

PROPERTY PHOTOS