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What The Press Has To Say About Groundfloor

Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.

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Groundfloor is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.

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Developers…have embraced the opportunity. They see it as a viable way to quickly raise cash for a project.

Usa today color

Unlike several other real estate crowdfunding platforms that require a minimum investment of $5,000, Groundfloor asks for a minimum investment of only $10. Typical Groundfloor loans...return 12 percent annually on a six-to-12-month term…. Real estate crowdfunding opens up the potential for achieving high risk-adjusted yields that have traditionally remained the province of a very narrow sliver of privileged people…

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Groundfloor fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…

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Groundfloor’s investors are regular Americans who partner with developers on 20 to 30 real estate projects over a six month period...They earn between a 5 percent and 16 percent return on their investment within six to 12 months…. Investors run the gamut from retirees to professionals who want to invest in real estate part time. Houston business journal color

Groundfloor made the higher returns of real estate investing available to regular people who previously did not have access.

Press forbes

I applaud Groundfloor in really building a business from the ground up where they're focused on the non-accredited investor.

Press lend academy

'It was a nightmare working with banks,' Costanzo said. 'It was bureaucratic and tedious.' Costanzo then reached out to Groundfloor…. Groundfloor allows developers, homebuilders and remodelers like Costanzo to crowdfund money from online investors across the U.S. — similar to how startups raise funds on Kickstarter to manufacture new products. Within a couple of weeks, Costanzo, a former wealth manager, raised $100,000 from 130 investors through Groundfloor….'They just make it happen,' Costanzo said. “It seems more efficient and faster than a bank.

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Browse Our Current Investment Opportunities

c
2288cc41431d3bbbe23480613b9be746dd2829bf
11.0 %
Rate
12 mo.
Projected Term
49.6 %
Loan To ARV
1420 Madison Avenue
c
4a54377b29dd7db33e033727d22cb7278bc7a2ec
10.5 %
Rate
9 mo.
Projected Term
69.74 %
Loan To ARV
16302 SE Auburn Black Diamond Rd
c
Bcf8020f13bb12579867a221467242a94164c92f
10.5 %
Rate
9 mo.
Projected Term
68.7 %
Loan To ARV
4319 South 239th Place
a
D21e055bca875927f7b4d2204f1b015870166422
7.5 %
Rate
12 mo.
Projected Term
58.88 %
Loan To ARV
307 N Federal Highway
b
40f8c7d4b8eec31d9f8df56f27ffd0e2b0bd5c12
8.0 %
Rate
6 mo.
Projected Term
62.2 %
Loan To ARV
4813 Flamingo Rd W
c
1e2213ea5a7f85ef4adb0e4aea13dab6ec32cc50
11.0 %
Rate
12 mo.
Projected Term
60.83 %
Loan To ARV
831 Gilbert Street
b
5c18f6dc216e3b4a00d342c0d47da6b394713746
8.5 %
Rate
12 mo.
Projected Term
62.48 %
Loan To ARV
2992 Meadowbrook Boulevard
a
Bdf362b4e33623cf17be9f49de44351f85b7a4e7
7.0 %
Rate
9 mo.
Projected Term
52.63 %
Loan To ARV
2914 Springway Dr
c
88d4113ca65ba266bbbf9e7cf8f76d989438344a
11.0 %
Rate
12 mo.
Projected Term
68.97 %
Loan To ARV
21612 Kramer Street
c
201e909cfeab5d861ab5dde2ab21a9d40af10b91
11.0 %
Rate
12 mo.
Projected Term
61.38 %
Loan To ARV
971 Estes Dr SW
c
F6a228375fd5e510008eeb6bed1bb76fec1c7842
11.0 %
Rate
12 mo.
Projected Term
58.92 %
Loan To ARV
17233 Annchester Road
c
Aa02383d174bf1f1c55ce37457447cfae0f3bb59
11.0 %
Rate
12 mo.
Projected Term
63.74 %
Loan To ARV
47 Chapel Hill Church Road
d
C0b2c7e255544e5840d8a3ef76709859db94ceec
14.0 %
Rate
12 mo.
Projected Term
63.14 %
Loan To ARV
27 Pleasant Street
b
3f75816c7dedae1aca4e3cda8bbc7abbb3c753a9
8.5 %
Rate
12 mo.
Projected Term
42.13 %
Loan To ARV
408 New Jersey Ave
b
6e6dd93fda50e93221d5751a6ce8165971571623
8.0 %
Rate
9 mo.
Projected Term
59.39 %
Loan To ARV
1902 Greene Street
b
0757e535188f483c5a92daab769e5d32187c55fb
9.0 %
Rate
12 mo.
Projected Term
57.78 %
Loan To ARV
2108 5th Street South

What Other Real Estate Investors Have To Say

Michael Olander

Investor
Traditionally only high net worth individuals and a small select group of people would have access to something like this. Now through Groundfloor everybody can participate in this and earn these returns....I really feel like Groundfloor is at that inflection point right now - it is really about to come together and just take off.

Merrill Mason

Investor
The unique 'crack the code' idea is they've given the ability for every person that wants to participate in these sort of fundings. So if there's someone who's unaccredited who feels there's money to be made, now there's a way for them to do it that wasn't there before Groundfloor.

Michael Goodmon

Investor
Watching other crowdfunding platforms, what was really missing was how can I do crowdfunding but also make a really good investment at the same time? How can I crowdfund into something where I have collateral, and I have security, and I have confidence of repayment? Make it less of a social tool and more of an investment tool, or a yield tool for those who might not be able to access what institutions can access - I think that's the true power of Groundfloor.

Serguei K

Investor
No retail guys have been able to venture into bond offerings....If Groundfloor proves successful in the real estate space, what they have developed will apply to the whole bond universe. They have the right idea at the right time, and they're fighters.

John Austin

Investor
In the last 5 years we've had 150 companies come through NC Idea Labs, and Groundfloor is probably one of the top three or four companies that we've worked with. Groundfloor has built a platform that they can expand upon as they see other opportunities. They're disrupting an industry that has hundreds of billions of dollars of opportunity.

Jason Widen

Investor
Groundfloor makes borrowing, transparent, fast and easy, so that I can do the things that I'm good at in making money and developing property. As the founder of HQ and someone that's around 300+ start-ups, Groundfloor is definitely one of the top companies that we've worked with.

Mark Easley

Investor
From day one, Groundfloor has had the important philosophy that they're going to enable the retail investors in this space, and there are very few people doing this, so it is a competitive advantage...This is more difficult to do, and takes more time, but once it works, then the sky's the limit, because everyone in the US can do this kind of investing....I've invested in a lot of companies, and we don't often come across one that has this kind of scale factor to it....The potential for this turning into a really high scale business is absolutely there - that's what I like about Groundfloor, and I think that's what the other investors like about it too.

Dan Ciprari

Investor
What drew me to Groundfloor was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With Groundfloor I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that Groundfloor has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with Groundfloor that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
Groundfloor has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

John Mangham

Borrower
With Groundfloor, I saw that the cost of capital could be substantially less than a hard money loan. And that was significant. Groundfloor's team gets what the borrower needs.

Danesha Palmer

Borrower
I was pretty amazed with Groundfloor - the points were awesome, the down payment was awesome.

Sherry Bailey

Borrower
Groundfloor was super easy to work with. The follow-up is so great. They are always there, and always on it.

Jeff Seal

Broker
My preferred lender is always Groundfloor. What attracted me to Groundfloor was their understanding of cash flow to an investor.
Nick borth

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. Groundfloor allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex hill

Alex Hill

Investor

Groundfloor makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through Groundfloor has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the Groundfloor platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan cooper

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Adam ailion

Adam Ailion

Borrower

"My first GROUNDFLOOR project, which had 100% equity, was denied funding from a bank and a credit union since I owned the property for less than 6 months; I couldn’t even get a home equity line with my 740+ credit score! Thankfully Groundfloor arrived. The project funded relatively swiftly and the loan underwriting was timely and much smoother than what I’ve experienced at large banks. Loan servicing and post-closing support were also responsive and they were prompt to make payments on any construction draws."

Steve brock

Steve Brock

Borrower

"Groundfloor’s innovative approach to real estate financing is proving to be an effective way for us to keep pace with rising demand in our communities. I was blown away by how quickly and easily we were able to fund a project--it took less than 36 hours on our first deal."

John mangham

John Mangham

Borrower

"We will defintely be using Groundfloor again. Groundfloor investors have become a meaningful part of our financing and business strategy. In addition to providing funds for our projects, we blieve that our cost of capital and fundraising timeline will decrease over time."

How Does It Work?

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for individual investors

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for house flippers & real estate developers

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