GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving. Concentrating capital allocation among the few unnecessarily constricts liquidity in times of stress. When lending is financed through millions of individual decisions, we are free.
We believe in freedom. Freedom to participate in an asset class that is otherwise inaccessible to the general public. Freedom to make your own investment choices based on your own criteria. Freedom to manage your own liquidity and risk as you see fit. Freedom to put your earnings towards the priorities that matter most.
Freedom is the foundation of America. Shouldn’t it be the foundation of our financial system too? We think so.
In response to the current crisis taking hold of financial markets, we have launched the GROUNDFLOOR Stimulus Program to ensure real estate entrepreneurs have the financing they need to keep their projects and businesses going.
GROUNDFLOOR will add an additional 4% interest bonus for 90 days for every investment in qualifying loans made retroactively to February 26th and continuing through at least May 31st. Whether you've already invested or are investing for the first time, now’s a very lucrative time to start building or expanding your portfolio.
Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.
Groundfloor is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.
Developers…have embraced the opportunity. They see it as a viable way to quickly raise cash for a project.
Unlike several other real estate crowdfunding platforms that require a minimum investment of $5,000, Groundfloor asks for a minimum investment of only $10. Typical Groundfloor loans...return 12 percent annually on a six-to-12-month term…. Real estate crowdfunding opens up the potential for achieving high risk-adjusted yields that have traditionally remained the province of a very narrow sliver of privileged people…
Groundfloor fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…
Groundfloor’s investors are regular Americans who partner with developers on 20
to 30 real estate projects over a six month period...They earn between a 5 percent
and 16 percent return on their investment within six to 12 months…. Investors run
the gamut from retirees to professionals who want to invest in real estate part time.
Groundfloor made the higher returns of real estate investing available to regular people who previously did not have access.
I applaud Groundfloor in really building a business from the ground up where they're focused on the non-accredited investor.
'It was a nightmare working with banks,' Costanzo said. 'It was bureaucratic and tedious.' Costanzo then reached out to Groundfloor…. Groundfloor allows developers, homebuilders and remodelers like Costanzo to crowdfund money from online investors across the U.S. — similar to how startups raise funds on Kickstarter to manufacture new products. Within a couple of weeks, Costanzo, a former wealth manager, raised $100,000 from 130 investors through Groundfloor….'They just make it happen,' Costanzo said. “It seems more efficient and faster than a bank.
GROUNDFLOOR is a wealthtech company that offers high-yield, short-term, real estate DEBT investments to the general public.
Unlike other real estate investment platforms where investors own an
equity
stake in real estate property through eREITS or other types of funds for 3-5 year terms,
our investment options are based on secured, collateralized real estate
debt
with shorter 12-18 month terms. Debt products inherently carry less risk, which
is why we’ve been able to generate
consistent 10%+ returns
for our investors over the past six years, with repayments received in 6-9 months on average.
Read our latest portfolio and diversification analysis
.
Even in a prolonged downturn with extended terms, we still believe our investments provide an attractive return with a high degree of liquidity and relatively low volatility - especially compared to the performance of other financial markets and asset classes during this crisis period. All without giving up the freedom to decide for yourself whether and in what to invest. Learn more about how GROUNDFLOOR is different .
INVESTMENTS AS
LOW AS $10
EARN AVERAGE 10%
SECURED BY
REAL ASSETS
IRA INVESTMENT OPTIONS
