Find your path

At GROUNDFLOOR, we value personal and professional integrity above all else, while celebrating and cultivating individual talent. We do this by by surrounding ourselves with strong individuals who value collaboration. Are you a big thinker and doer with an interest in our audacious mission to take private lending public? Join us.

Headquarters

Atvhq

Headquartered at Tech Square in the Midtown area of Atlanta, GROUNDFLOOR has created new investment opportunities for non-accredited investors and streamlines access to financing for independent builders. You may not completely know what all of that means, but we promise we're not just tooting our own horn when we say that what we've built is one-of-a-kind.

If you are interested in helping to create something truly innovative, please get in touch. We are always looking for great people. And we are also very passionate about chocolate.

Please send your resumé to careers@groundfloor.us

CURRENT OPENINGS


JOB DESCRIPTION

Startup Strategy & Operations: Assist the Chief Executive Officer in planning for and closing additional rounds of capital sufficient to develop and grow the company. Play a key role within senior management team to formulate strategy and manage operations.

Financial Operations: Develop, manage and evolve appropriate processes and controls for transactions to and from retail investors and borrowers. Properly account for transactions related to the origination and repayment of real estate loans. At scale, the operation will consist of tens of thousands of monthly transfers and hundreds of real estate transactions in 50 to 100 localities nationwide. Solutions must be tax compliant and efficient for highly scalable business operations.

Regulatory Compliance: In collaboration with the Executive Vice President of Legal & Regulatory Affairs, ensure compliance with relevant federal and state securities laws. We are currently qualifying an umbrella offering under Regulation A as one step along a more extensive regulatory roadmap. Our offering circular already exceeds 350 pages, including fully audited financials.

PRODUCT

GROUNDFLOOR takes private lending public. We offer access for non-accredited and accredited investors to participate directly in short-term commercial construction loans backed by residential property, hyper-fractionalized to $10, at yields of 5-26%.

Even for accredited investors, high minimum requirements for capital and expertise conspire with securities regulations to block the vast majority of investors from participating in the lucrative market for private lending in real estate. Leveraging our proprietary underwriting engine and innovative application of existing securities law, we solve the hunt for yield for over 250 million non-accredited investors in the U.S.

We are the only "crowdfunding" platform in real estate that offers 100% of its loans for participation by all.

WHY US?

At GROUNDFLOOR, we believe that the broadest, most inclusive capital markets win -- for its participants and for society at large -- for the same reasons, functioning in the same way that the Internet itself does. While "crowdfunding for real estate" is a hot market, we stand alone as the only platform open to participation by all, including non-accredited investors. We view ourselves as creating a consumer product in finance with the same scale of impact and implications as the online discount brokerage industry had when it arose in the 1980s and 1990s.

Our team has succeeded before together, creating and launching Republic Wireless, a highly successful wireless company, in 2010-12. Our investor group is strong, and very committed. It's not too late to have a big impact on the culture we're building. Join us!

Devops Engineer


GROUNDFLOOR is an Atlanta­based fintech startup opening the market for peer­to­peer lending in real estate. We're looking for an accomplished devops engineer to identify, troubleshoot and resolve software and service issues. The ideal candidate is motivated by the opportunity to build a distinctive brand, product and service that stands apart in a field of many that aim to reformat banking, finance and investing. As a company, we value and select for intellect, strategic thinking, authenticity and integrity.


Requirements:
  • 3+ years experience in Systems Engineering/DevOps role.
  • 1+ year of ruby (Other OO languages will be considered).
  • You function well in a fast-paced, informal environment where constant change is the norm and the bar for quality is set high.
  • You have a technical background and a BS or MS in a computer-related or hard science field.
Communication:
  • You communicate clearly and efficiently in verbal and written communication both inside and outside of the team.
Technical Skills:
  • Understand that programming languages are tools, not ideologies and are comfortable working in the right one for the task at hand (we use Ruby on Rails).
  • Demonstrated ability to work with SQL and databases.
  • Experience with highly available and high-performance open source web technologies.
  • Experience troubleshooting problems and working with a team to resolve large scale production issues.
Bonus Points:
  • You feel comfortable doing things, even when no one is telling you exactly what to do.
  • The idea of owning our back office.
  • You are not wedded to any particular development philosophy or buzzword; instead you believe in adapting your skills to the needs and personalities on a team as it grows.
  • You know and love Postgres.
  • Rails and activeadmin are great tools that you love to use.
Here's how we interview:

You will have a quick (30min or less) video or phone call to kick off the process. You will be asked some general questions about your development history and style. Of course you will have plenty of opportunity to ask us anything that might be on your mind.

If things go well we will ask you to do some work on a very small sample project. Fork a github repo, fix a couple of bugs and add any additional items that you want to show us how you typically work. We expect this exercise to take a couple of hours at most. This is meant to give us a small sense what you do and how you do it.

Finally if things are still looking good you will be asked to join us for a team lunch and then spend the afternoon reviewing your project, talking about work and getting to know the team a little more.

Senior Developer


GROUNDFLOOR is an Atlanta-based fintech startup opening the market for peer-to-peer lending in real estate. We're looking for a senior developer to build a broad variety of multimodal consumer, B-to-B and internal user experiences. The ideal candidate is motivated by the opportunity to build a distinctive brand, product and service that stands apart in a field of many that aim to reformat banking, finance and investing. As a company, we value and select for intellect, strategic thinking, authenticity and integrity.


Requirements:
  • 5+ years experience with Ruby and Rails.
  • Understanding of the various aspects involved in running a large-scale web application, and mastery of your favorite application framework.
  • You function well in a fast-paced, informal environment where constant change is the norm and the bar for quality is set high.
  • You have a technical background and a BS or MS in a computer-related or hard science field.
Communication:
  • You can concisely explain a deep, technical solution in a way my grandmother could understand.
  • You communicate clearly and efficiently in verbal and written communication both inside and outside of the team.
  • You are extremely comfortable working directly with customers/end-users and partners.
Technical Skills:
  • Understand that programming languages are tools, not ideologies and are comfortable working in the right one for the task at hand (we use Ruby, and Javascript, mostly).
  • Demonstrated ability to master any programming domain, given a little time to do so.
  • Experience with git and github.
  • Experience with messaging and event driven processing.
Database:
  • Battle-worn Postgres knowledge, especially around scaling applications. You can talk at great length about how you've done this right and wrong at your previous jobs.
  • Writing SQL queries by hand does not scare you. You can articulate the difference between stored procedures and triggers, as well as, inner and outer joins.
Infrastructure:
  • You know and love heroku, amazon and other cloud based platforms and tools.
Bonus Points:
  • You feel comfortable doing things, even when no one is telling you exactly what to do.
  • The idea of owning a large portion of a codebase fills you with joy.
  • You take pleasure in helping others around you become better developers, and working to make the people around you successful.
  • You are not wedded to any particular development philosophy or buzzword; instead you believe in adapting your skills to the needs and personalities on a team as it grows.
Here's how we interview:

You will have a quick (30min or less) video or phone call to kick off the process. You will be asked some general questions about your development history and style. Of course you will have plenty of opportunity to ask us anything that might be on your mind.

If things go well we will ask you to do some work on a very small sample project. Fork a github repo, fix a couple of bugs and add any additional items that you want to show us how you typically work. We expect this exercise to take a couple of hours at most. This is meant to give us a small sense what you do and how you do it.

Finally if things are still looking good you will be asked to join us for a team lunch and then spend the afternoon reviewing your project, talking about work and getting to know the team a little more.

Software Developer


GROUNDFLOOR is an Atlanta-based fintech startup opening the market for peer-to-peer lending in real estate. We're looking for a software developer to help build a broad variety of multimodal consumer and B-to-B user experiences. The ideal candidate is motivated by the opportunity to build a distinctive brand, product and service that stands apart in a field of many that aim to reformat banking, finance and investing. As a company, we value and select for intellect, strategic thinking, authenticity and integrity.


Requirements:
  • 1+ years experience with Ruby and Rails.
  • You function well in a fast-paced, informal environment where constant change is the norm and the bar for quality is set high.
  • You have a technical background and a BS or MS in a computer-related or hard science field.
Communication:
  • You communicate clearly and efficiently in verbal and written communication both inside and outside of the team.
Technical Skills:
  • Understand that programming languages are tools, not ideologies and are comfortable working in the right one for the task at hand (we use Ruby, and Javascript, mostly).
  • Demonstrated ability to work with JSON, HTML and JS.
  • Experience with git and github.
  • Familiarity with Postgres, through active record or sql.
Bonus Points:
  • You feel comfortable doing things, even when no one is telling you exactly what to do.
  • The idea of owning a large portion of a codebase fills you with joy.
  • You are not wedded to any particular development philosophy or buzzword; instead you believe in adapting your skills to the needs and personalities on a team as it grows.
  • You have played with messaging frameworks or other event driven processes.
  • Writing an API is something you have done or sounds exhilarating to you.
Here's how we interview:

You will have a quick (30min or less) video or phone call to kick off the process. You will be asked some general questions about your development history and style. Of course you will have plenty of opportunity to ask us anything that might be on your mind.

If things go well we will ask you to do some work on a very small sample project. Fork a github repo, fix a couple of bugs and add any additional items that you want to show us how you typically work. We expect this exercise to take a couple of hours at most. This is meant to give us a small sense what you do and how you do it.

Finally if things are still looking good you will be asked to join us for a team lunch and then spend the afternoon reviewing your project, talking about work and getting to know the team a little more.

Senior Frontend Developer


GROUNDFLOOR is an Atlanta-based fintech startup opening the market for peer-to-peer lending in real estate. We're looking for a senior front-end developer to build a broad variety of multimodal consumer and B-to-B user experiences. The ideal candidate is motivated by the opportunity to build a distinctive brand, product and service that stands apart in a field of many that aim to reformat banking, finance and investing. As a company, we value and select for intellect, strategic thinking, authenticity and integrity.


Requirements:
  • 5+ years' experience with javascript and javascript related frameworks.
  • Understanding of the various aspects involved in running a large-scale web application, and mastery of your favorite application framework.
  • You function well in a fast-paced, informal environment where constant change is the norm and the bar for quality is set high.
  • You have a technical background and a BS or MS in a computer-related or hard science field.
Communication:
  • You can concisely explain a deep, technical solution in a way my grandmother could understand.
  • You communicate clearly and efficiently in verbal and written communication both inside and outside of the team.
  • You are extremely comfortable working directly with customers/end-users and partners.
Technical Skills:
  • Battle-worn javascript knowledge, especially around scaling and debugging large single page applications. You can talk at great length about how you've done this right and wrong at your previous jobs.
  • You can compare and contrast the details of why Ember is better than Angular or vice versa.
  • Experience designing or working to design large API's.
  • Understand that programming languages are tools, not ideologies and are comfortable working in the right one for the task at hand.
  • Demonstrated ability to master any programming domain, given a little time to do so.
  • Experience with git and github.
  • Experience with messaging and event driven processing.
Infrastructure:
  • You know and love heroku, amazon and other cloud based platforms and tools.
Bonus Points:
  • Experience with React a strong plus.
  • You feel comfortable doing things, even when no one is telling you exactly what to do.
  • The idea of owning a large portion of a codebase fills you with joy.
  • You take pleasure in helping others around you become better developers, and working to make the people around you successful.
  • You are not wedded to any particular development philosophy or buzzword; instead you believe in adapting your skills to the needs and personalities on a team as it grows.
Here's how we interview:

You will have a quick (30min or less) video or phone call to kick off the process. You will be asked some general questions about your development history and style. Of course you will have plenty of opportunity to ask us anything that might be on your mind.

If things go well we will ask you to do some work on a very small sample project. Fork a github repo, fix a couple of bugs and add any additional items that you want to show us how you typically work. We expect this exercise to take a couple of hours at most. This is meant to give us a small sense what you do and how you do it.

Finally if things are still looking good you will be asked to join us for a team lunch and then spend the afternoon reviewing your project, talking about work and getting to know the team a little more.

Interaction Designer


GROUNDFLOOR is an Atlanta-based fintech startup opening the market for peer-to-peer lending in real estate. We're looking for an accomplished interaction designer to define, shape and evolve a broad variety of multimodal consumer, B-to-B and internal user experiences. The ideal candidate is motivated by the opportunity to build a distinctive brand, product and service that stands apart in a field of many that aim to reformat banking, finance and investing. As a company, we value and select for intellect, strategic thinking, authenticity and integrity.


Key Qualifications:
  • Degree in interaction design, visual design, or equivalent experience.
  • Background in painting and/or illustration highly desirable.
  • 3-5 years experience designing desktop, mobile or web applications.
  • Expert knowledge of user-centered design principles.
  • Demonstrable mastery of Photoshop, Illustrator, or other design tools.
  • Ability to do rapid prototyping in HTML5.
  • Great written and verbal communication skills.
  • Excellent collaborative skills.
  • Highly professional, with the ability to deliver solid work on tight schedules.
  • Expert level knowledge of graphic design tools, such as: Photoshop and Illustrator.
Description:

GROUNDFLOOR is seeking an Interaction Designer with a passion for great design, a superb aesthetic sense, an exceptional eye for detail and a deep appreciation for and ability to create simple solutions to complex problems. The ideal candidate is a brilliant problem solver, quick study, self starter, and excellent communicator with a passion for great design and the ability to achieve it. The candidate possesses that rare blend of interaction design, visual design, and prototyping skills. From brainstorming through implementation, the Interaction Designer will work with members of the software, marketing and executive teams. He or she must excel at creating designs that are simple, elegant, useful and trustworthy. Must also possess a relentless attention to detail and an uncommon eye for aesthetic taste and quality. This person will have a direct influence on the future our of platform.

Education:
  • Education BS or equivalent in media arts or graphic design related field.

No current openings


Manager, Loan Originations


Are you interested in joining a startup and helping it reach the next stage of growth? Are you a proven real estate professional with a successful track record of lending, particularly in the private money arena for commercial loans on residential real estate?

GROUNDFLOOR is an Atlanta­based fintech startup opening the market for peer­to-peer lending in real estate. We're expanding our Lending Operations team, responsible for scaling best practices and efficiencies to create the best possible customer experience for our borrowers.

What You'll Do
  • Become an expert at using lead generation tools to routinely extract contacts and create accurate and targeted lists of prospects.
  • Conduct sales development best practices with email, phone, and social drips to connect with new prospects.
  • Manage the collection and organization of all elements of the loan package and coordinate submission to Loan Committee.
  • Find, administer, help develop and optimize the tools and services utilized by GROUNDFLOOR's sales and operations organizations as we begin to scale nationally.
What You'll Need
  • Bachelor's degree
  • Strong written communication, phone, presentation, and interpersonal skills.
  • Hustle and persistence
  • Must be comfortable and effective with top of the funnel objections, prospecting, cold calling, online, as well as have excellent interpersonal & technical skills.
  • Highly organized and strong time management skills.
  • Contagious passion and empathy for the customer, but the tenacity to get them through the sales funnel efficiently.
  • Experience collaborating and planning with tools such as Salesforce, Desk.com, Slack and the like.
  • While we are not a traditional real estate lender, experience with residential real estate is highly desired.
  • Experience working on a fast­ paced, highly ­visible team; your work will have serious impact here.
  • Balance attention to detail with swift execution we need to do things quickly, and we need to do them well.
  • Balancing those can be challenging, and this should be a strength.
  • Experience with standard residential real estate laws and real estate loan closings will be a significant advantage.
  • Desire to grow and learn new things every day.
  • Ability to work in fast paced, changing environment with minimal direction.
Bottom Line

You have to be ready to hustle! We move fast...done is better than perfect, and continual iteration is important. You must be ready and excited to learn on your feet and help build a growing business. This position is based in Atlanta.

Director, Lending Operations


Are you interested in joining a startup and helping it reach the next stage of growth? Are you a proven real estate professional with a successful track record of lending, particularly in the private money arena for commercial loans on residential real estate?

GROUNDFLOOR is an Atlanta­based fintech startup opening the market for peer­to-peer lending in real estate. We're expanding our Lending Operations team, responsible for scaling best practices and efficiencies to create the best possible customer experience for our borrowers.

What You'll Do
  • Serve as an in­house lending expert, helping to refine our lending policy and practices.
  • Manage the process for underwriting loans, servicing loans and making sure our lenders are well informed and repaid.
  • Manage all policy related to portfolio risk management.
  • Manage the collection and organization of all elements of the loan package and coordinate submission to the SEC.
  • Lead our Loan Committee.
  • Find, administer, help develop and optimize the tools and services utilized by GROUNDFLOOR's operations organization as we begin to scale nationally.
  • Help drive the evolution of our proprietary underwriting algorithm.
What You'll Need
  • Bachelor's degree.
  • Contagious passion and empathy for the customer, but the tenacity to ensure that we have a transparent, robust and appropriate lending policy.
  • Experience collaborating and planning with tools such as Atlassian's JIRA and Confluence, Desk.com, Hubspot and the like is a plus.
  • While we are not a hard money lender; experience as a hard money lender is highly desirable.
  • An opinion on traditional lending policies found in the market—what's good, what's bad and how/where technology might be able to improve and influence our lending policy in order to create the best possible experience for our borrowers.
  • Experience working on a fast­paced, highly­visible team; your work will have serious impact here.
  • Balance attention to detail with swift execution ­ we need to do things quickly, and we need to do them well. Balancing those can be challenging, and this should be a strength.
  • Experience with standard residential real estate laws and real estate loan closings will be a significant advantage.
  • Desire to grow and learn new things every day.
Bottom Line

You have to be ready to hustle! We move fast...done is better than perfect, and continual iteration is important. You must be ready and excited to learn on your feet and help build a growing business.

Regional Director, Multiple Locations


About GROUNDFLOOR

GROUNDFLOOR is an Atlanta-based fintech startup opening the market for peer-to-peer lending in real estate. The ideal candidate is motivated by the opportunity to build a distinctive brand, product and service that stands apart in a field of many that aim to reformat banking, finance and investing. As a company, we value and select for intellect, strategic thinking, authenticity and integrity.

Job Description

The Regional Director is a critical role that will lead the company's growth and development in certain key geographic markets.

Your primary focus will initially be loan (and borrower) acquisition and relationship management. However, as the lead for this new market, this will be one of the most demanding jobs that GROUNDFLOOR has to offer. It will require a unique blend of talent, guts, leadership and creativity. You'll need to have--or quickly develop--a deep understanding of the commercial loan market for residential real estate in your market.

What You'll Do
  • Develop a loan pipeline.
  • Help refine our target customer, how to best reach them and determine how they want to be sold to.
  • Analyze loan and borrower data to find trends, and untapped opportunities.
  • Provide a closed customer feedback loop that helps shape product and business strategy.
  • Assist the marketing team in variety of local marketing campaigns and activity.
  • You will immerse yourself in the local real estate market including, for example, meetups and forums in order to rapidly grow brand awareness and customer adoption for both borrowers and lenders.
  • Help establish a predictable, repeatable funnel and playbook to scale our other cities through developing and sharing best practices.
  • Identify strategic partnerships and alliances in your local market.
What You'll Need
  • Bachelor's degree.
  • 7+ Years sales, product and/or marketing experience.
  • Experience working with or as any or all of the following: hard money lenders, residential GC's, residential real estate investors, residential real estate lenders, residential real estate brokers.
  • Excellent communication and relational skills.
  • Data-driven decision mentality and sound business judgment through strong analytical thinking.
  • Deep local knowledge of the Atlanta residential real estate market (or ability to develop quickly).
  • Creative solutions driven mindset, with a get it done attitude.
  • Killer networking skills with ability to make smart partnerships happen.
  • Entrepreneurial DNA, hunter mindset and the fearlessness of a honey badger.
  • Experience opening a new market.
  • Product Marketing.
  • Intermediate Microsoft and Google for Work tools including MS Excel (pivot tables, vlookups, etc.), MS Powerpoint, MS Word, Google Sheets, Google Docs and Google Slides.
  • The candidate ideally has a deep "rolodex" (especially in the real estate industry). Otherwise, they'll need to be a rockstar networker!

Underwriting Manager


Are you interested in joining a startup and helping it reach the next stage of growth? Are you a proven real estate professional with a successful track record of underwriting commercial loans on residential real estate for new construction and fix & flips?

GROUNDFLOOR is looking to establish its underwriting team that is responsible for scaling best practices and efficiencies to help ensure that we are lending to the right people on the right projects.

What You'll Do
  • Underwrite commercial loans on residential real estate.
  • Help manage all policy related to portfolio risk management and risk mitigation for the entire loan life cycle (including originations, closings and draw administration).
  • Develop best practices and process for underwriting and risk management throughout the loan life cycle.
  • Ensure that all loans are underwritten according to our disclosures with the SEC as well as GROUNDFLOOR lenders.
  • Participate in and help structure our Loan Committee, particularly as we scale and expand nationally.
  • Find, administer, help develop and optimize the tools and services utilized by GROUNDFLOOR's Lending Operations as they relate to underwriting and risk management.
What You'll Need
  • Bachelor's degree.
  • Experience underwriting commercial loans on residential real estate.
  • Experience with (or as) a general contractor, particularly experience estimating budgets for fix & flips and new construction of single-family residential properties in multiple geographies.
  • Experience with standard industry tools such as MLS, etc.
  • Contagious passion and empathy for the customer, but the tenacity to help ensure that we have a transparent, robust and appropriate lending policy.
  • While we are not a hard money lender, experience as a hard money lender is highly desirable.
  • An opinion on traditional lending and underwriting policies found in the market—what's good, what's bad and how/where technology might be able to improve and influence our lending policy in order to create the best possible experience for our borrowers.
  • Experience collaborating and planning with tools such as Atlassian's JIRA and Confluence, Desk.com, Hubspot and the like is a plus.
  • Experience working on a fast-paced, highly-visible team; your work will have serious impact here.
  • Balance attention to detail with swift execution - we need to do things quickly, and we need to do them well. Balancing those can be challenging, and this should be a strength.
  • Desire to grow and learn new things every day.
Bottom Line

You have to be ready to hustle! We move fast...done is better than perfect, and continual iteration is important. You must be ready and excited to learn on your feet and help build a growing business.