True to our mission, Groundfloor has now opened the opportunity for everyone to own a part of the platform. Now, instead of just owning a piece of our loans, you can own a piece of Groundfloor itself as well.
Groundfloor is taking private real estate lending public by being the first and only crowdsourced real estate lending platform open to non-accredited investors. Before Groundfloor, only accredited investors had access to the diversification, risk-adjusted returns & control available via private market investments. As a direct lender offering crowdsourced capital for short-term residential real estate loans, Groundfloor opens the door to short-term, high-yield returns to everyday Americans, backed by real estate. We bring together individuals looking for short-term lending investments with real estate investors looking for short-term financing for their specific real estate projects. The renovators get access to more flexible, faster and cheaper capital than a traditional bank or a hard-money lender. Individuals get access to short-term, high-yield investments offering returns that average over 10%.
Since funding the first Groundfloor loan in 2014, thousands of individuals have built their own portfolios of loans ranging in yield from 5% to 23%, on terms of 6 to 12 months, starting at a minimum investment of $10 per loan. Groundfloor earned a historic qualification by the SEC in August 2015 to sell private real estate debt investments to non-accredited investors. The company was founded in 2013 by Brian Dally and Nick Bhargava and is headquartered in Atlanta, Georgia. Our fast-growing team is on a mission to benefit individual and the investments they fund by reformatting and opening private capital markets to broad public participation. We are democratizing and revolutionizing real estate lending.
Thousands of regular Americans have invested millions of dollars in Groundfloor’s crowdfunded real estate loans, which connect investors, a.k.a. regular people, with real estate developers who want to borrow funds to purchase, renovate and sell houses at a profit.
Under U.S. Securities law, only accredited investors have access to the diversification, risk-adjusted returns & control available via private market offerings. That’s why we created Groundfloor. We identified a large, lucrative initial private debt market and structured a simple investment security allowing everyone to access it directly and efficiently.
Groundfloor has begun with the real estate fix and flip market - a $40 billon dollar market in the US annually. In the future, we will expand in adjacent markets like multifamily acquisition and renovation, and non-bank new construction, which will greatly expand the market size addressed by Groundfloor.
We offer a higher yield, on a shorter time horizon, for lower fees at less risk than any other publicly available investment. That’s why thousands already use Groundfloor to build custom portfolios of real estate loans $10 to $10,000 at a time.
Since Groundfloor is the only direct lender offering crowdsourced capital for short-term residential real estate loans, we can give borrowers access to more flexible and cheaper capital than any other traditional banks or hard-money lenders.
No investor fees for life *
Access to exclusive loan investment offerings for shareholders
Invitation to attend annual Groundfloor shareholder events
Get your choice of official Groundfloor company gear.
Investing in startups is not without risk. There are risk factors you should consider before deciding to invest. We are a young company with limited operating history. Our business is premised on being able to successfully originate real estate loans and sell corresponding investments. We may be affected by economic cycles we cannot control. We must be able to expand into other markets successfully. For a complete discussion on risks, please see page 8 of our Offering Circular .
All of the terms, conditions, and other details of our offering can be found in our Offering Circular . This should be read in with the Subscription Agreement and the Voting Agreement . You do not have to print out or otherwise manually sign these documents. They will be automatically filled out for you when you invest and will be available for your records in your dashboard.