Browse Some of Our Investments

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671ae455a0d99b8aa950408968f41756d2ffc50b
13.5 %
Rate
9 mo.
Projected Term
70.93 %
Loan To ARV
417 South Oak Park Avenue
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9b09e77034b5e98661e2010299b32fb54c273707
11.0 %
Rate
12 mo.
Projected Term
70.92 %
Loan To ARV
184 Clay Street Southeast
c
13c3183f595410a84acbdd048af4248e0a5826ef
11.0 %
Rate
12 mo.
Projected Term
65.7 %
Loan To ARV
811 Acton Avenue
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What Other Real Estate Investors Have To Say

Dan Ciprari

Investor
What drew me to Groundfloor was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With Groundfloor I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that Groundfloor has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with Groundfloor that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
Groundfloor has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."
Nick borth

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. Groundfloor allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex hill

Alex Hill

Investor

Groundfloor makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through Groundfloor has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the Groundfloor platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan cooper

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Why Groundfloor

Returns chart

Returns

Groundfloor investments return over 10% annually on average. 1

Grade rate table

Control

You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.

*Rate of return varies based on length of loan. Groundfloor offers 3, 6, 9, and 12 month loans, with the highest returns on the 12 month loans.
Diversification chart

Diversification

Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.

https://www.bloomberg.com/news/articles/2015-10-06/yale-endowment-model-thrives-as-swensen-proteges-post-top-gains
Short term

Short Term

Groundfloor loans typically have just a 6-12 month term, so you're not locked in for years.

Secured home

Secured

Groundfloor loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.

Everyone silhouette

Open to Everyone

Groundfloor is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.

Groundbreaker bank

Groundbreaking

Opening this kind of real estate investment to the masses is a groundbreaking achievement. Groundfloor was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.

Our first offering was qualified on August 31, 2015.
Underwriting funnel

High Underwriting Standards

We approve only 5% of the loans we screen. Our team uses industry-leading practices, including a proprietary underwriting system. 2

College experience

Deep Real Estate Expertise

The Groundfloor team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.

Underwriting funnel thumbs up

Confident

We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Investor dashboard

Smart Platform

Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.

Secured computer

Secure

We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.

How it Works

1 Browse

Browse current projects available for investment

2 Transfer

Transfer funds into your account

3 Invest

Start investing (after the funds clear)

4 Monitor

Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property

5 Payback

At payback, withdraw the funds, or compound the earnings by reinvesting

Start Investing

* For a full discussion on our loan performance to date, please see our most recent Offering Supplement . Past performance is not indicative of future performance, and investments may lose principal in the future.

1 Return is based on a calculated average of returns from all loans originated in the past year. For a full discussion on our loan performance to date, please see our most recent Offering Supplement .

2 Based on the last three months of underwriting activity, Groundfloor has approved 5% of submitted loan applications for funding. Please see our Offering Circular for a full discussion on our underwriting practices.