Why Groundfloor?

Start Earning Over 10% on Average1

  • Returns: GROUNDFLOOR investments return over 10% annually on average. 1

  • Diversification: Loans are available at different grades, returning 5% to 25%. You're in control and get to choose the specific loans you want to invest in.

  • Short-Term: GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

  • Secured: GROUNDFLOOR loans are secured by the underlying real estate asset.

  • Open to everyone: Groundfloor is open to everyone, not just accredited investors.

  • High underwriting standards: Our team uses industry leading practices, including a proprietary underwriting system. 2

  • Confident: We are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Groundfloor In The News

Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.

Groundfloor is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.

Groundfloor fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…

Groundfloor’s investors are regular Americans who partner with developers on 20 to 30 real estate projects over a six month period...They earn between a 5 percent and 16 percent return on their investment within six to 12 months…. Investors run the gamut from retirees to professionals who want to invest in real estate part time.

Groundfloor made the higher returns of real estate investing available to regular people who previously did not have access.

I applaud Groundfloor in really building a business from the ground up where they're focused on the non-accredited investor.

Browse Some of Our Investments

c
10.0 %
Rate
12 mo.
Projected Term
69.8 %
Loan To ARV
1205 E 27th St #2
c
10.0 %
Rate
12 mo.
Projected Term
53.2 %
Loan To ARV
1222 Lake Ave #2
c
10.0 %
Rate
12 mo.
Projected Term
69.4 %
Loan To ARV
6106 Navarre Pl
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
725 Baltimore St
c
10.0 %
Rate
6 mo.
Projected Term
75.0 %
Loan To ARV
3600 Sadler Rd #2
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
7419 Hazel Ave #1
a
6.5 %
Rate
12 mo.
Projected Term
58.9 %
Loan To ARV
1196 Warfield St NW #1
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
1721 Fairbanks St SW
c
10.0 %
Rate
12 mo.
Projected Term
65.6 %
Loan To ARV
89 Holly Rd NW
c
10.0 %
Rate
6 mo.
Projected Term
72.9 %
Loan To ARV
12769 Agatite Road
c
10.0 %
Rate
6 mo.
Projected Term
60.0 %
Loan To ARV
6757 Richardson Road
c
10.0 %
Rate
12 mo.
Projected Term
62.8 %
Loan To ARV
120 Brookhill W
c
10.0 %
Rate
12 mo.
Projected Term
69.0 %
Loan To ARV
20152 Sequoia Ave
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
2475 Skyland Trl NE #2
c
10.0 %
Rate
12 mo.
Projected Term
69.1 %
Loan To ARV
3009 Orion Dr #1
c
10.0 %
Rate
12 mo.
Projected Term
61.5 %
Loan To ARV
503 Cross Creek Dr
c
10.0 %
Rate
12 mo.
Projected Term
68.6 %
Loan To ARV
2500 Old Hapeville Rd SW
c
10.0 %
Rate
12 mo.
Projected Term
68.9 %
Loan To ARV
3225 Moody Rd
c
10.0 %
Rate
6 mo.
Projected Term
70.2 %
Loan To ARV
2006 Broward Road #1
c
9.0 %
Rate
6 mo.
Projected Term
67.7 %
Loan To ARV
1995 Shalimar Dr NE #1
c
10.0 %
Rate
6 mo.
Projected Term
75.0 %
Loan To ARV
1038 Dancy Street
c
10.0 %
Rate
6 mo.
Projected Term
65.2 %
Loan To ARV
1902 Maclean Road
c
10.0 %
Rate
6 mo.
Projected Term
67.2 %
Loan To ARV
3036 West 9th Street
c
10.0 %
Rate
6 mo.
Projected Term
68.4 %
Loan To ARV
5375 Ortega Farms Blvd
b
9.5 %
Rate
9 mo.
Projected Term
62.5 %
Loan To ARV
5215 E Cambridge Ave #2
c
10.0 %
Rate
12 mo.
Projected Term
64.2 %
Loan To ARV
25214 Harwell Dr
c
10.0 %
Rate
12 mo.
Projected Term
66.1 %
Loan To ARV
8617 Bowden St
c
10.0 %
Rate
12 mo.
Projected Term
60.0 %
Loan To ARV
748 Capitol Ave
c
10.0 %
Rate
12 mo.
Projected Term
67.5 %
Loan To ARV
2110 Fairway Cir NE #1
c
10.0 %
Rate
12 mo.
Projected Term
69.3 %
Loan To ARV
3314 Anson St #2
c
10.0 %
Rate
12 mo.
Projected Term
69.7 %
Loan To ARV
5795 Pine Brook Road Northeast #2
c
10.0 %
Rate
6 mo.
Projected Term
68.6 %
Loan To ARV
4024 Barcelona Avenue #2
c
10.0 %
Rate
6 mo.
Projected Term
75.4 %
Loan To ARV
9 Candler Road Northeast #2
b
8.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
5754 Amalfi Way
c
10.0 %
Rate
12 mo.
Projected Term
60.2 %
Loan To ARV
0 Schooner Ct #1
c
10.0 %
Rate
12 mo.
Projected Term
64.5 %
Loan To ARV
1198 Milmar Dr NW #2
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
809 Main Street #1
c
10.0 %
Rate
12 mo.
Projected Term
67.7 %
Loan To ARV
1115 Center St SW
c
10.0 %
Rate
6 mo.
Projected Term
62.6 %
Loan To ARV
1 Palm Row #1
c
9.0 %
Rate
6 mo.
Projected Term
46.8 %
Loan To ARV
104 Bessemer St
c
10.0 %
Rate
6 mo.
Projected Term
65.6 %
Loan To ARV
1753 Shadowood Lane
c
10.0 %
Rate
6 mo.
Projected Term
72.4 %
Loan To ARV
2401 Ravenwood Drive #1
c
10.0 %
Rate
6 mo.
Projected Term
74.9 %
Loan To ARV
7527 Francisco Road
c
10.0 %
Rate
6 mo.
Projected Term
71.6 %
Loan To ARV
4621 Wheeler Avenue
d
11.0 %
Rate
6 mo.
Projected Term
71.0 %
Loan To ARV
1302 Shiloh Trail East NW
c
9.0 %
Rate
6 mo.
Projected Term
53.3 %
Loan To ARV
201 Fairview Avenue
b
8.0 %
Rate
12 mo.
Projected Term
46.8 %
Loan To ARV
12402 Pepper Creek Ln #1
a
6.5 %
Rate
12 mo.
Projected Term
58.3 %
Loan To ARV
1200 Warfield St NW #1
c
10.0 %
Rate
6 mo.
Projected Term
65.7 %
Loan To ARV
5612 Bree Road
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
818 Flat Shoals Way SE #1
c
10.0 %
Rate
6 mo.
Projected Term
58.0 %
Loan To ARV
2918 Jerry Lane
d
11.0 %
Rate
6 mo.
Projected Term
69.7 %
Loan To ARV
1009 Palmetto Ave SW
c
10.0 %
Rate
6 mo.
Projected Term
76.1 %
Loan To ARV
744 Fernway Street
b
8.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
1063-1065 Bryden Rd #2
c
10.0 %
Rate
9 mo.
Projected Term
65.0 %
Loan To ARV
26 Toques Place #2
c
10.0 %
Rate
12 mo.
Projected Term
62.5 %
Loan To ARV
7868 Winkman Dr
c
10.0 %
Rate
12 mo.
Projected Term
69.7 %
Loan To ARV
0 Fortune St NE #1
c
10.0 %
Rate
6 mo.
Projected Term
73.9 %
Loan To ARV
6153 Autlan Drive
c
10.0 %
Rate
12 mo.
Projected Term
69.7 %
Loan To ARV
308 Fortune St NE #1
a
6.5 %
Rate
12 mo.
Projected Term
53.0 %
Loan To ARV
730 Marlow St #1
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
2933 Lowrance Dr #1

What Other Real Estate Investors Have To Say

Dan Ciprari

Investor
What drew me to GROUNDFLOOR was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With GROUNDFLOOR I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that GROUNDFLOOR has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with GROUNDFLOOR that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
GROUNDFLOOR has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. GROUNDFLOOR allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex Hill

Investor

GROUNDFLOOR makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through GROUNDFLOOR has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the GROUNDFLOOR platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Why GROUNDFLOOR

Returns

GROUNDFLOOR investments return over 10% annually on average. 1

Control

You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.

*Rate of return varies based on length of loan. GROUNDFLOOR offers 3, 6, 9, and 12 month loans, with the highest returns on the 12 month loans.

Diversification

Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.

https://www.bloomberg.com/news/articles/2015-10-06/yale-endowment-model-thrives-as-swensen-proteges-post-top-gains

Short Term

GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

Secured

GROUNDFLOOR loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.

Open to Everyone

GROUNDFLOOR is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.

Groundbreaking

Opening this kind of real estate investment to the masses is a groundbreaking achievement. GROUNDFLOOR was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.

Our first offering was qualified on August 31, 2015.

Deep Real Estate Expertise

The GROUNDFLOOR team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.

Confident

We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Smart Platform

Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.

Secure

We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.

How it Works

1 Browse

Browse current projects available for investment

2 Transfer

Transfer funds into your account

3 Invest

Start investing (after the funds clear)

4 Monitor

Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property

5 Payback

At payback, withdraw the funds, or compound the earnings by reinvesting

Start Investing