Browse Some of Our Investments

b
8.5 %
Rate
9 mo.
Projected Term
68.4 %
Loan To ARV
2515 E. 72nd Place
c
11.0 %
Rate
12 mo.
Projected Term
61.2 %
Loan To ARV
10522 Faye Way #1
c
11.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
401 Morningside Drive
b
8.5 %
Rate
9 mo.
Projected Term
70.0 %
Loan To ARV
1567 Jacqueline Court Southwest
c
11.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
1065 Harwell Street NW
c
10.2 %
Rate
12 mo.
Projected Term
67.9 %
Loan To ARV
524 156th Place
d
13.0 %
Rate
12 mo.
Projected Term
79.1 %
Loan To ARV
800 Fayetteville Rd SE
b
8.8 %
Rate
12 mo.
Projected Term
59.4 %
Loan To ARV
143 South Harvey Ave #2
b
7.5 %
Rate
12 mo.
Projected Term
60.8 %
Loan To ARV
5070 Tremont Ave
c
11.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
621 North Hamilton Avenue
c
11.0 %
Rate
12 mo.
Projected Term
69.8 %
Loan To ARV
326 East 165th Street
b
9.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
24330 Dante St
c
10.7 %
Rate
12 mo.
Projected Term
70.5 %
Loan To ARV
1333 Sheridan Road Northeast #2
c
11.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
1795-1797 W Grand Blvd
c
11.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
2373 Bouldercliff Way Southeast
c
11.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
2503 Taylor St.
d
12.2 %
Rate
12 mo.
Projected Term
69.7 %
Loan To ARV
3776 Brookecrest Cir
c
11.0 %
Rate
12 mo.
Projected Term
66.8 %
Loan To ARV
1403 Newton Ave SE #1
c
11.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
12 Crest Lane #1
b
8.5 %
Rate
9 mo.
Projected Term
59.5 %
Loan To ARV
343, 341 & 335 Rogers Street
d
13.0 %
Rate
12 mo.
Projected Term
65.5 %
Loan To ARV
2106 Venetian Drive Southwest
c
10.5 %
Rate
9 mo.
Projected Term
70.0 %
Loan To ARV
493 Upper Grassy Branch Rd.
c
11.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
208 West Floribraska Avenue #1
c
9.7 %
Rate
9 mo.
Projected Term
68.6 %
Loan To ARV
19330 Old Homestead Drive
c
11.0 %
Rate
12 mo.
Projected Term
69.0 %
Loan To ARV
849 Victory Garden Drive
c
10.5 %
Rate
9 mo.
Projected Term
70.0 %
Loan To ARV
5346 W. Quincy St.
c
10.25 %
Rate
12 mo.
Projected Term
43.5 %
Loan To ARV
755 Grant Street Southeast [1st]
c
10.5 %
Rate
9 mo.
Projected Term
69.8 %
Loan To ARV
3802 Barrington Road
c
11.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
23605 W Lockport St
c
10.5 %
Rate
9 mo.
Projected Term
67.9 %
Loan To ARV
2104 56th Avenue Ter. E
d
12.5 %
Rate
9 mo.
Projected Term
67.1 %
Loan To ARV
5590 Whithorn Court
c
11.0 %
Rate
12 mo.
Projected Term
61.7 %
Loan To ARV
2727 West Glenwood Avenue
c
11.0 %
Rate
12 mo.
Projected Term
69.6 %
Loan To ARV
3665 Aldea Drive
a
6.5 %
Rate
6 mo.
Projected Term
47.8 %
Loan To ARV
7503 w Hennessey Ave
b
9.0 %
Rate
12 mo.
Projected Term
62.0 %
Loan To Value
523 West 44th Street
c
11.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
125 Pocahontas Place
b
7.4 %
Rate
12 mo.
Projected Term
60.8 %
Loan To ARV
551 Oakland Avenue Southeast #2
c
11.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
8728 West 66th Terrace

What Other Real Estate Investors Have To Say

Dan Ciprari

Investor
What drew me to Groundfloor was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With Groundfloor I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that Groundfloor has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with Groundfloor that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
Groundfloor has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. Groundfloor allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex Hill

Investor

Groundfloor makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through Groundfloor has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the Groundfloor platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Why Groundfloor

Returns

Groundfloor investments return over 10% annually on average. 1

Control

You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.

*Rate of return varies based on length of loan. Groundfloor offers 3, 6, 9, and 12 month loans, with the highest returns on the 12 month loans.

Diversification

Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.

https://www.bloomberg.com/news/articles/2015-10-06/yale-endowment-model-thrives-as-swensen-proteges-post-top-gains

Short Term

Groundfloor loans typically have just a 6-12 month term, so you're not locked in for years.

Secured

Groundfloor loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.

Open to Everyone

Groundfloor is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.

Groundbreaking

Opening this kind of real estate investment to the masses is a groundbreaking achievement. Groundfloor was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.

Our first offering was qualified on August 31, 2015.

Deep Real Estate Expertise

The Groundfloor team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.

Confident

We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Smart Platform

Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.

Secure

We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.

How it Works

1 Browse

Browse current projects available for investment

2 Transfer

Transfer funds into your account

3 Invest

Start investing (after the funds clear)

4 Monitor

Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property

5 Payback

At payback, withdraw the funds, or compound the earnings by reinvesting

Start Investing

* For a full discussion on our loan performance to date, please see our most recent Offering Supplement . Past performance is not indicative of future performance, and investments may lose principal in the future.

1 Return is based on a calculated average of returns from all loans originated in the past year. For a full discussion on our loan performance to date, please see our most recent Offering Supplement .

2 Please see our Offering Circular for a full discussion on our underwriting practices.