Why Groundfloor?

Start Earning Over 10% on Average1

  • Returns: GROUNDFLOOR investments return over 10% annually on average. 1

  • Diversification: Loans are available at different grades, returning 5% to 25%. You're in control and get to choose the specific loans you want to invest in.

  • Short-Term: GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

  • Secured: GROUNDFLOOR loans are secured by the underlying real estate asset.

  • Open to everyone: Groundfloor is open to everyone, not just accredited investors.

  • High underwriting standards: Our team uses industry leading practices, including a proprietary underwriting system. 2

  • Confident: We are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Groundfloor In The News

Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.

Groundfloor is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.

Groundfloor fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…

Groundfloor’s investors are regular Americans who partner with developers on 20 to 30 real estate projects over a six month period...They earn between a 5 percent and 16 percent return on their investment within six to 12 months…. Investors run the gamut from retirees to professionals who want to invest in real estate part time.

Groundfloor made the higher returns of real estate investing available to regular people who previously did not have access.

I applaud Groundfloor in really building a business from the ground up where they're focused on the non-accredited investor.

Browse Some of Our Investments

b
9.0 %
Rate
15 mo.
Projected Term
64.7 %
Loan To Value
1461 Lively Ridge Rd NE #1
c
11.5 %
Rate
21 mo.
Projected Term
60.9 %
Loan To ARV
3367 Lawrence St #2
c
11.0 %
Rate
15 mo.
Projected Term
70.1 %
Loan To ARV
705 S Grand Ave NW
d
13.0 %
Rate
15 mo.
Projected Term
64.6 %
Loan To ARV
15 Railroad Ave #1
b
10.0 %
Rate
9 mo.
Projected Term
67.5 %
Loan To ARV
8185 Trafalgar Square
c
11.0 %
Rate
15 mo.
Projected Term
70.6 %
Loan To ARV
3808 SE 7th Ave #1
b
10.0 %
Rate
9 mo.
Projected Term
67.2 %
Loan To ARV
8309 Blazing Star Road
b
9.0 %
Rate
15 mo.
Projected Term
48.7 %
Loan To ARV
223 Avery Street #3
c
10.0 %
Rate
15 mo.
Projected Term
70.1 %
Loan To ARV
235 Orchard St #2
c
11.5 %
Rate
21 mo.
Projected Term
61.4 %
Loan To ARV
7290 Twin Branch Rd NE #2
c
10.0 %
Rate
15 mo.
Projected Term
69.9 %
Loan To ARV
15101 Redgate Dr #2
c
11.0 %
Rate
15 mo.
Projected Term
68.8 %
Loan To ARV
4795 Woodvale Drive NW #4
c
10.5 %
Rate
21 mo.
Projected Term
68.3 %
Loan To ARV
4247 Matisse Lane #1
c
10.5 %
Rate
21 mo.
Projected Term
69.5 %
Loan To ARV
5370 Greenleaf Dr #1
b
10.0 %
Rate
9 mo.
Projected Term
66.4 %
Loan To ARV
8618 Villa San Jose Drive #1
d
12.0 %
Rate
15 mo.
Projected Term
70.9 %
Loan To ARV
134 North Harrison Street #2
c
10.0 %
Rate
15 mo.
Projected Term
73.1 %
Loan To ARV
50 Aspenwall Rd #2
c
11.0 %
Rate
15 mo.
Projected Term
64.0 %
Loan To ARV
4201 Brookview Drive Southeast #3
c
11.5 %
Rate
21 mo.
Projected Term
70.0 %
Loan To ARV
209 Troy Street Northwest #2
d
13.0 %
Rate
15 mo.
Projected Term
68.8 %
Loan To ARV
2419 Eden Street #1
c
11.0 %
Rate
15 mo.
Projected Term
63.3 %
Loan To ARV
2183 Telhurst St SW
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
10 Lamplight Cir #1
c
11.0 %
Rate
15 mo.
Projected Term
68.9 %
Loan To ARV
11890 Broad St #1
b
9.0 %
Rate
15 mo.
Projected Term
65.4 %
Loan To ARV
1593 E Kenmore Ave
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
102 Windshore Dr #1
b
10.0 %
Rate
9 mo.
Projected Term
63.0 %
Loan To ARV
465 Sigsbee Court
c
11.0 %
Rate
15 mo.
Projected Term
67.8 %
Loan To ARV
1198 Milmar Dr NW #1
b
10.0 %
Rate
9 mo.
Projected Term
63.0 %
Loan To ARV
255 Lee Drive
b
10.0 %
Rate
9 mo.
Projected Term
63.0 %
Loan To ARV
5635 Baptist Lane
c
11.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
17455 SE 130th Ave
b
9.0 %
Rate
15 mo.
Projected Term
69.7 %
Loan To ARV
191 West Harcourt Street #1
b
10.0 %
Rate
9 mo.
Projected Term
66.9 %
Loan To ARV
1524 Alexandria Place South #1
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
28 Angell St #1
c
11.0 %
Rate
15 mo.
Projected Term
69.9 %
Loan To ARV
1604 Forrest Ave #1
c
10.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
1363 Colony Drive #2
c
11.5 %
Rate
21 mo.
Projected Term
70.0 %
Loan To ARV
34 Candler Road Northeast #2
c
10.0 %
Rate
15 mo.
Projected Term
68.0 %
Loan To ARV
1040 H St #2
c
10.5 %
Rate
21 mo.
Projected Term
60.5 %
Loan To ARV
321 Peachtree St
c
11.5 %
Rate
21 mo.
Projected Term
60.6 %
Loan To ARV
2361 Lynn Iris Dr #2
c
11.0 %
Rate
15 mo.
Projected Term
56.3 %
Loan To ARV
1717 Lowrie St #3
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
7901 Ford St
c
11.0 %
Rate
15 mo.
Projected Term
67.3 %
Loan To ARV
8827 El Rico Dr
c
11.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
2662 Hickory Hill Drive #1
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
369 Adelle St SE
b
9.0 %
Rate
15 mo.
Projected Term
66.4 %
Loan To ARV
1402 Rupert Rd
c
10.5 %
Rate
21 mo.
Projected Term
66.3 %
Loan To ARV
1800 Charles Place Northwest #1
b
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
28 Wegman Parkway #1
d
13.0 %
Rate
15 mo.
Projected Term
64.6 %
Loan To ARV
693 West Creek Road
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
102 Kirkwood Road NE #1
a
7.5 %
Rate
15 mo.
Projected Term
97.3 %
Loan To Value
3017 Tew Street
d
13.0 %
Rate
15 mo.
Projected Term
68.2 %
Loan To ARV
3001 E 12th Ave
c
11.0 %
Rate
15 mo.
Projected Term
69.4 %
Loan To ARV
2402 Goldenrod Street #1
b
10.0 %
Rate
9 mo.
Projected Term
63.0 %
Loan To ARV
11823 Coastal Lane West
c
11.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
169 Burbank Dr NW #1
d
13.0 %
Rate
15 mo.
Projected Term
69.2 %
Loan To ARV
110 Dodge Drive #1
c
11.0 %
Rate
15 mo.
Projected Term
69.9 %
Loan To ARV
9 Akron Lane #1
c
11.0 %
Rate
15 mo.
Projected Term
70.3 %
Loan To ARV
815 Spotswood Dr
c
10.0 %
Rate
15 mo.
Projected Term
68.1 %
Loan To ARV
3941 N Layman Ave #1
c
11.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
1439 Van Vleck Ave SE #2
d
12.0 %
Rate
15 mo.
Projected Term
72.0 %
Loan To ARV
62 Ivy St
c
11.0 %
Rate
15 mo.
Projected Term
66.7 %
Loan To ARV
2445 Hopewell Plantation Drive #1
c
11.0 %
Rate
15 mo.
Projected Term
69.7 %
Loan To ARV
921 14th Ave
c
11.0 %
Rate
15 mo.
Projected Term
69.9 %
Loan To ARV
2118 Whites Mill Rd
c
11.0 %
Rate
15 mo.
Projected Term
68.7 %
Loan To ARV
25 Dumont St
c
10.5 %
Rate
21 mo.
Projected Term
66.3 %
Loan To ARV
1792 Charles Place Northwest #1
c
10.5 %
Rate
21 mo.
Projected Term
53.0 %
Loan To ARV
3908 Booker Ave #2
d
13.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
10509 Osprey Drive
d
13.0 %
Rate
15 mo.
Projected Term
69.2 %
Loan To ARV
2020 Robin Rd

What Other Real Estate Investors Have To Say

Dan Ciprari

Investor
What drew me to GROUNDFLOOR was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With GROUNDFLOOR I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that GROUNDFLOOR has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with GROUNDFLOOR that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
GROUNDFLOOR has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. GROUNDFLOOR allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex Hill

Investor

GROUNDFLOOR makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through GROUNDFLOOR has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the GROUNDFLOOR platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Why GROUNDFLOOR

Returns

GROUNDFLOOR investments return over 10% annually on average. 1

Control

You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.

*Rate of return varies based on length of loan. GROUNDFLOOR offers 3, 6, 9, and 12 month loans, with the highest returns on the 12 month loans.

Diversification

Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.

https://www.bloomberg.com/news/articles/2015-10-06/yale-endowment-model-thrives-as-swensen-proteges-post-top-gains

Short Term

GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

Secured

GROUNDFLOOR loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.

Open to Everyone

GROUNDFLOOR is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.

Groundbreaking

Opening this kind of real estate investment to the masses is a groundbreaking achievement. GROUNDFLOOR was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.

Our first offering was qualified on August 31, 2015.

Deep Real Estate Expertise

The GROUNDFLOOR team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.

Confident

We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Smart Platform

Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.

Secure

We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.

How it Works

1 Browse

Browse current projects available for investment

2 Transfer

Transfer funds into your account

3 Invest

Start investing (after the funds clear)

4 Monitor

Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property

5 Payback

At payback, withdraw the funds, or compound the earnings by reinvesting

Start Investing