Why Groundfloor?

Start Earning Over 10% on Average1

  • Returns: GROUNDFLOOR investments return over 10% annually on average. 1

  • Diversification: Loans are available at different grades, returning 5% to 25%. You're in control and get to choose the specific loans you want to invest in.

  • Short-Term: GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

  • Secured: GROUNDFLOOR loans are secured by the underlying real estate asset.

  • Open to everyone: Groundfloor is open to everyone, not just accredited investors.

  • High underwriting standards: Our team uses industry leading practices, including a proprietary underwriting system. 2

  • Confident: We are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Groundfloor In The News

Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.

Groundfloor is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.

Groundfloor fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…

Groundfloor’s investors are regular Americans who partner with developers on 20 to 30 real estate projects over a six month period...They earn between a 5 percent and 16 percent return on their investment within six to 12 months…. Investors run the gamut from retirees to professionals who want to invest in real estate part time.

Groundfloor made the higher returns of real estate investing available to regular people who previously did not have access.

I applaud Groundfloor in really building a business from the ground up where they're focused on the non-accredited investor.

Browse Some of Our Investments

c
10.0 %
Rate
12 mo.
Projected Term
70.6 %
Loan To ARV
1901 North Natoma Avenue
c
10.0 %
Rate
12 mo.
Projected Term
70.7 %
Loan To ARV
2124 N 8th St
c
10.0 %
Rate
12 mo.
Projected Term
65.3 %
Loan To ARV
4101 Howard St
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
515-517 N Champion
b
7.5 %
Rate
6 mo.
Projected Term
67.4 %
Loan To ARV
130 West 22nd Street
b
7.5 %
Rate
6 mo.
Projected Term
48.9 %
Loan To ARV
6948 Red Robin Drive
b
7.5 %
Rate
6 mo.
Projected Term
67.3 %
Loan To ARV
3529 Owens Avenue
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1326 Cedar Street
b
8.0 %
Rate
12 mo.
Projected Term
69.5 %
Loan To ARV
4665 Dunedin Dr SW
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
8145 Idaho Street
c
10.5 %
Rate
18 mo.
Projected Term
68.0 %
Loan To ARV
4830 Cote Brilliante Ave
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1211 East 13th Street
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
1120 Reunion Place Southwest
b
7.5 %
Rate
6 mo.
Projected Term
67.0 %
Loan To ARV
1749 Phoenix Avenue
b
7.5 %
Rate
6 mo.
Projected Term
67.4 %
Loan To ARV
2935 West 8th Street
b
7.5 %
Rate
6 mo.
Projected Term
54.1 %
Loan To ARV
249 Drury Lane
c
10.0 %
Rate
12 mo.
Projected Term
70.1 %
Loan To ARV
1751 San Gabriel Avenue
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
646 Stanwick Road #1
b
8.0 %
Rate
12 mo.
Projected Term
73.3 %
Loan To Value
210 Jaysee Ct #1
b
7.5 %
Rate
6 mo.
Projected Term
80.3 %
Loan To ARV
690 Oakland Ave #1
c
10.0 %
Rate
12 mo.
Projected Term
69.7 %
Loan To ARV
245 Mathewson Place Southwest
b
7.5 %
Rate
6 mo.
Projected Term
67.1 %
Loan To ARV
746 McCargo Street South #1
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
5134 Dodge Road #1
b
7.5 %
Rate
6 mo.
Projected Term
64.5 %
Loan To ARV
1831 Bennett Street #1
b
7.5 %
Rate
6 mo.
Projected Term
66.4 %
Loan To ARV
820 3rd Street #1
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1986 West 6th Street #1
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
3323 Dawson Street #1
b
7.5 %
Rate
6 mo.
Projected Term
67.2 %
Loan To ARV
1959 West 14th Street #1
b
7.5 %
Rate
6 mo.
Projected Term
61.6 %
Loan To ARV
37105 West 3rd Street #1
b
8.5 %
Rate
18 mo.
Projected Term
60.5 %
Loan To ARV
980 Michigan Ave NW
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
3236 Fitzgerald Street #1
b
7.5 %
Rate
6 mo.
Projected Term
65.4 %
Loan To ARV
299 East 48th Street
b
7.5 %
Rate
6 mo.
Projected Term
66.4 %
Loan To ARV
902 Cypress Avenue
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
7743 Lauderdale Drive North
c
10.0 %
Rate
12 mo.
Projected Term
68.1 %
Loan To ARV
1314 13th Court
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
610 9th Ave N #2
a
6.5 %
Rate
12 mo.
Projected Term
53.0 %
Loan To ARV
738 Marlow St #2
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
7055 Matthew Street
b
7.5 %
Rate
6 mo.
Projected Term
54.1 %
Loan To ARV
1582 Fairfield Place
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
718 Superior Street
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1355 Labelle St
c
10.5 %
Rate
18 mo.
Projected Term
66.1 %
Loan To ARV
548 Fletcher St SW
c
10.5 %
Rate
18 mo.
Projected Term
70.8 %
Loan To ARV
3949 Douglas Dr N
c
10.5 %
Rate
18 mo.
Projected Term
65.5 %
Loan To ARV
208 Brookhill W
d
12.0 %
Rate
12 mo.
Projected Term
74.9 %
Loan To ARV
800 S Ohio Ave
c
10.5 %
Rate
18 mo.
Projected Term
65.5 %
Loan To ARV
204 Brookhill W
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1336 Cedar Street
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
7131 Washington Street #1
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1636 West 28th Street #1
b
7.5 %
Rate
6 mo.
Projected Term
66.4 %
Loan To ARV
2859 Daffodil Circle East #1
b
7.5 %
Rate
6 mo.
Projected Term
60.4 %
Loan To ARV
1230 East 14th Street #1
b
8.5 %
Rate
18 mo.
Projected Term
60.5 %
Loan To ARV
3724 Eagles Beek Cir
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
111 West 36th Street #1
b
7.5 %
Rate
6 mo.
Projected Term
66.3 %
Loan To ARV
276 Pecan Street #1
b
8.0 %
Rate
12 mo.
Projected Term
72.9 %
Loan To Value
430 E 23rd St
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
6919 Madrid Avenue #1
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
927 West 26th Street #1
b
8.0 %
Rate
12 mo.
Projected Term
60.2 %
Loan To ARV
1080 Kingston Dr #1
b
7.5 %
Rate
6 mo.
Projected Term
56.0 %
Loan To ARV
1920 W Durkee Dr #1
b
7.5 %
Rate
6 mo.
Projected Term
63.2 %
Loan To ARV
1730 West 29th Street
b
8.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1510 Naldo Avenue
b
7.5 %
Rate
6 mo.
Projected Term
66.1 %
Loan To ARV
5379 4th St #2
b
7.5 %
Rate
6 mo.
Projected Term
67.4 %
Loan To ARV
943 Saranac Street
b
7.5 %
Rate
6 mo.
Projected Term
62.6 %
Loan To ARV
6 Solano Avenue #2
c
10.0 %
Rate
12 mo.
Projected Term
69.9 %
Loan To ARV
2000 Brickton Station #2
b
7.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1709 River Road #2
b
8.5 %
Rate
6 mo.
Projected Term
89.9 %
Loan To ARV
8145 Texas Street
c
10.5 %
Rate
18 mo.
Projected Term
56.0 %
Loan To ARV
1397 Thomas Road #1
b
8.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
5260 Ramona Boulevard
c
10.5 %
Rate
18 mo.
Projected Term
69.2 %
Loan To ARV
1194 Villa Dr NE #2
d
12.0 %
Rate
12 mo.
Projected Term
70.8 %
Loan To ARV
2013 Naylor Rd SE #2
c
10.0 %
Rate
15 mo.
Projected Term
67.3 %
Loan To ARV
1898 Chattahoochee Place
c
10.0 %
Rate
15 mo.
Projected Term
65.7 %
Loan To ARV
10 Brookview Cir
c
10.0 %
Rate
15 mo.
Projected Term
66.1 %
Loan To ARV
2619 Flat Shoals Road
c
10.0 %
Rate
15 mo.
Projected Term
63.6 %
Loan To ARV
1122 Baker Blvd
c
10.0 %
Rate
15 mo.
Projected Term
70.0 %
Loan To ARV
2105 35th St
c
10.5 %
Rate
21 mo.
Projected Term
69.6 %
Loan To ARV
1125 Sells Avenue Southwest #1
d
12.0 %
Rate
15 mo.
Projected Term
70.6 %
Loan To ARV
218-220 Mountain Grove St
b
8.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
9355 Fort Caroline Road
d
12.0 %
Rate
15 mo.
Projected Term
70.8 %
Loan To ARV
414 Franklin St
d
12.0 %
Rate
15 mo.
Projected Term
75.0 %
Loan To ARV
616 Charles Avenue
c
10.5 %
Rate
21 mo.
Projected Term
64.4 %
Loan To ARV
9050 Rhinehart Rd #1
c
10.0 %
Rate
15 mo.
Projected Term
60.7 %
Loan To ARV
45 Green Acres Drive
c
10.0 %
Rate
15 mo.
Projected Term
62.5 %
Loan To ARV
3487 Lehigh Way
b
7.5 %
Rate
6 mo.
Projected Term
58.1 %
Loan To ARV
12240 Chippenham Court
c
10.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
1125 Fountain Drive Southwest #1
d
12.0 %
Rate
15 mo.
Projected Term
62.5 %
Loan To ARV
9561 Capitola Road
c
10.0 %
Rate
15 mo.
Projected Term
70.7 %
Loan To ARV
1877 Huron Ave
b
8.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
675 Willow Branch Avenue #1
b
8.5 %
Rate
6 mo.
Projected Term
67.4 %
Loan To ARV
1917 West 24th Street
c
10.0 %
Rate
15 mo.
Projected Term
66.7 %
Loan To ARV
3181 Dogwood Dr
b
8.0 %
Rate
15 mo.
Projected Term
69.8 %
Loan To ARV
3019-3021 Parkside Rd
c
10.0 %
Rate
15 mo.
Projected Term
66.3 %
Loan To ARV
2434 Polk St #1
d
12.0 %
Rate
15 mo.
Projected Term
74.9 %
Loan To ARV
614 & 616 Sherman Avenue
b
8.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
3936 Fouraker Road
b
8.5 %
Rate
6 mo.
Projected Term
67.4 %
Loan To ARV
1328-1330 Cedar St
b
8.5 %
Rate
6 mo.
Projected Term
67.5 %
Loan To ARV
1445 Ionia Street
b
7.5 %
Rate
6 mo.
Projected Term
59.7 %
Loan To ARV
2345 Westbrook Circle North
b
7.5 %
Rate
6 mo.
Projected Term
55.9 %
Loan To ARV
637 Chestnut Drive
d
12.0 %
Rate
12 mo.
Projected Term
69.8 %
Loan To ARV
21 North St
b
7.5 %
Rate
6 mo.
Projected Term
63.0 %
Loan To ARV
114 Maine Avenue
c
10.0 %
Rate
15 mo.
Projected Term
70.3 %
Loan To ARV
1480 Loch Lomond Trail Southwest
d
12.0 %
Rate
15 mo.
Projected Term
75.0 %
Loan To ARV
416 Winfred Manor Drive

What Other Real Estate Investors Have To Say

Dan Ciprari

Investor
What drew me to GROUNDFLOOR was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With GROUNDFLOOR I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that GROUNDFLOOR has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with GROUNDFLOOR that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
GROUNDFLOOR has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. GROUNDFLOOR allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex Hill

Investor

GROUNDFLOOR makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through GROUNDFLOOR has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the GROUNDFLOOR platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Why GROUNDFLOOR

Returns

GROUNDFLOOR investments return over 10% annually on average. 1

Control

You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.

*Rate of return varies based on length of loan. GROUNDFLOOR offers 3, 6, 9, and 12 month loans, with the highest returns on the 12 month loans.

Diversification

Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.

https://www.bloomberg.com/news/articles/2015-10-06/yale-endowment-model-thrives-as-swensen-proteges-post-top-gains

Short Term

GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

Secured

GROUNDFLOOR loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.

Open to Everyone

GROUNDFLOOR is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.

Groundbreaking

Opening this kind of real estate investment to the masses is a groundbreaking achievement. GROUNDFLOOR was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.

Our first offering was qualified on August 31, 2015.

Deep Real Estate Expertise

The GROUNDFLOOR team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.

Confident

We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Smart Platform

Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.

Secure

We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.

How it Works

1 Browse

Browse current projects available for investment

2 Transfer

Transfer funds into your account

3 Invest

Start investing (after the funds clear)

4 Monitor

Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property

5 Payback

At payback, withdraw the funds, or compound the earnings by reinvesting

Start Investing