Returns: Groundfloor investments return over 10% annually on average. 1
Diversification: Loans are available at different grades, returning 5% to 25%. You're in control and get to choose the specific loans you want to invest in.
Short-Term: Groundfloor loans typically have just a 6-12 month term, so you're not locked in for years.
Secured: Groundfloor loans are secured by the underlying real estate asset.
Open to everyone: Groundfloor is open to everyone, not just accredited investors.
High underwriting standards: We approve only 5% of the loans we screen. Our team uses industry leading practices, including a proprietary underwriting system. 2
Confident: We are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.
I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. Groundfloor allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.
Groundfloor makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through Groundfloor has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the Groundfloor platforms to anyone looking to invest in real estate assets or make a superior return on their capital.
I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.
Groundfloor investments return over 10% annually on average. 1
You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.
Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.
Groundfloor loans typically have just a 6-12 month term, so you're not locked in for years.
Groundfloor loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.
Groundfloor is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.
Opening this kind of real estate investment to the masses is a groundbreaking achievement. Groundfloor was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.Our first offering was qualified on August 31, 2015.
We approve only 5% of the loans we screen. Our team uses industry-leading practices, including a proprietary underwriting system. 2
The Groundfloor team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.
We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.
Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.
We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.
Browse current projects available for investment
Transfer funds into your account
Start investing (after the funds clear)
Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property
At payback, withdraw the funds, or compound the earnings by reinvesting