Why Groundfloor?

Start Earning Over 10% on Average1

  • Returns: GROUNDFLOOR investments return over 10% annually on average. 1

  • Diversification: Loans are available at different grades, returning 5% to 25%. You're in control and get to choose the specific loans you want to invest in.

  • Short-Term: GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

  • Secured: GROUNDFLOOR loans are secured by the underlying real estate asset.

  • Open to everyone: Groundfloor is open to everyone, not just accredited investors.

  • High underwriting standards: Our team uses industry leading practices, including a proprietary underwriting system. 2

  • Confident: We are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Groundfloor In The News

Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.

Groundfloor is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.

Groundfloor fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…

Groundfloor’s investors are regular Americans who partner with developers on 20 to 30 real estate projects over a six month period...They earn between a 5 percent and 16 percent return on their investment within six to 12 months…. Investors run the gamut from retirees to professionals who want to invest in real estate part time.

Groundfloor made the higher returns of real estate investing available to regular people who previously did not have access.

I applaud Groundfloor in really building a business from the ground up where they're focused on the non-accredited investor.

Browse Some of Our Investments

c
10.0 %
Rate
6 mo.
Projected Term
75.4 %
Loan To ARV
2416 Kingston Street
c
10.0 %
Rate
6 mo.
Projected Term
73.4 %
Loan To ARV
2618 North Dayton Street
c
10.0 %
Rate
12 mo.
Projected Term
70.8 %
Loan To ARV
859 Glenwood Avenue
c
10.0 %
Rate
12 mo.
Projected Term
67.9 %
Loan To ARV
4734 Mercier Street #1
c
10.0 %
Rate
6 mo.
Projected Term
77.5 %
Loan To ARV
10622 Akers Drive North
c
10.0 %
Rate
12 mo.
Projected Term
69.5 %
Loan To ARV
195 Bellevue Loop
b
8.0 %
Rate
12 mo.
Projected Term
54.5 %
Loan To ARV
176 Vanira Avenue Southeast
c
10.0 %
Rate
12 mo.
Projected Term
70.3 %
Loan To ARV
3458 Rockhaven Circle Northeast #1
c
10.0 %
Rate
12 mo.
Projected Term
64.7 %
Loan To ARV
0 Fontaine Rd
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
2534 Ivydale Dr SW
c
9.0 %
Rate
6 mo.
Projected Term
66.9 %
Loan To ARV
2578 Barge Road Southwest
c
9.5 %
Rate
12 mo.
Projected Term
68.8 %
Loan To ARV
3175 Mulberry Greens Lane #1
c
10.0 %
Rate
6 mo.
Projected Term
66.8 %
Loan To ARV
51 Holt Road Northeast
c
10.0 %
Rate
12 mo.
Projected Term
71.0 %
Loan To ARV
2091 Barberrie Lane #1
c
9.5 %
Rate
9 mo.
Projected Term
67.7 %
Loan To ARV
1375 Alverado Way
b
8.0 %
Rate
12 mo.
Projected Term
56.8 %
Loan To ARV
490 Third Avenue
c
10.0 %
Rate
12 mo.
Projected Term
74.2 %
Loan To ARV
1702 North Euclid Avenue
c
10.0 %
Rate
12 mo.
Projected Term
68.0 %
Loan To ARV
515 James P Brawley Drive Northwest
c
9.0 %
Rate
6 mo.
Projected Term
70.2 %
Loan To ARV
833 85th St
b
7.5 %
Rate
9 mo.
Projected Term
69.0 %
Loan To ARV
4055 Ashford Dunwoody Road Northeast #2
c
10.0 %
Rate
6 mo.
Projected Term
74.6 %
Loan To ARV
1014 North Harding Avenue
c
10.0 %
Rate
12 mo.
Projected Term
66.9 %
Loan To ARV
3350 Lawrence Street
c
10.0 %
Rate
12 mo.
Projected Term
73.1 %
Loan To ARV
17 South Crest Road #2
c
10.0 %
Rate
12 mo.
Projected Term
67.9 %
Loan To ARV
2419 North Capitol Avenue
a
6.0 %
Rate
9 mo.
Projected Term
60.6 %
Loan To ARV
1368 Aniwaka Avenue Southwest
c
10.0 %
Rate
6 mo.
Projected Term
64.0 %
Loan To ARV
1629 Afton Lane NE #1
c
10.0 %
Rate
9 mo.
Projected Term
72.6 %
Loan To ARV
14564 Plumosa Drive #1
c
10.0 %
Rate
12 mo.
Projected Term
74.1 %
Loan To ARV
638 West 29th Street
c
10.0 %
Rate
12 mo.
Projected Term
67.8 %
Loan To ARV
1322 Courtland Dr #1
c
10.0 %
Rate
12 mo.
Projected Term
73.8 %
Loan To ARV
545 Dayton Avenue
c
9.5 %
Rate
9 mo.
Projected Term
57.5 %
Loan To ARV
2548 Loghaven Dr NW
c
10.0 %
Rate
12 mo.
Projected Term
73.1 %
Loan To ARV
4606 North Hartman Drive
c
10.0 %
Rate
6 mo.
Projected Term
73.7 %
Loan To ARV
270 Applebrook Dr
c
10.0 %
Rate
12 mo.
Projected Term
72.7 %
Loan To ARV
3023 Boulevard Place
c
10.0 %
Rate
12 mo.
Projected Term
70.0 %
Loan To ARV
7803 Rock Rose Lane
c
10.0 %
Rate
12 mo.
Projected Term
73.6 %
Loan To ARV
3021 Boulevard Place
c
10.0 %
Rate
12 mo.
Projected Term
65.5 %
Loan To ARV
1410 Lavista Road #1
c
9.5 %
Rate
9 mo.
Projected Term
69.8 %
Loan To ARV
2921 E Columbus Dr
b
8.0 %
Rate
12 mo.
Projected Term
60.1 %
Loan To ARV
3242 South Rybolt Avenue
c
10.0 %
Rate
12 mo.
Projected Term
66.6 %
Loan To ARV
2649 Foltz Street
c
10.0 %
Rate
6 mo.
Projected Term
75.1 %
Loan To ARV
4106 Leeward Point
c
10.0 %
Rate
12 mo.
Projected Term
70.6 %
Loan To ARV
4942 Mecca Street
d
12.0 %
Rate
12 mo.
Projected Term
69.3 %
Loan To ARV
8721 13th St NE
a
6.5 %
Rate
12 mo.
Projected Term
57.9 %
Loan To ARV
2686 Tupelo Street
c
10.0 %
Rate
12 mo.
Projected Term
68.4 %
Loan To ARV
3327 Foltz Street
c
9.5 %
Rate
9 mo.
Projected Term
70.0 %
Loan To ARV
4313 Maureen Drive
c
10.0 %
Rate
6 mo.
Projected Term
73.7 %
Loan To ARV
409 N Stiles Street
c
9.5 %
Rate
9 mo.
Projected Term
69.3 %
Loan To ARV
782 Dixie Avenue Northeast #2
c
10.0 %
Rate
12 mo.
Projected Term
56.5 %
Loan To ARV
1733 Hortense Place NW
c
10.0 %
Rate
12 mo.
Projected Term
70.8 %
Loan To ARV
4934 Mecca Street
c
10.0 %
Rate
6 mo.
Projected Term
67.1 %
Loan To ARV
137 Tye Street
c
10.0 %
Rate
12 mo.
Projected Term
70.7 %
Loan To ARV
2515 Lockburn Street

What Other Real Estate Investors Have To Say

Dan Ciprari

Investor
What drew me to GROUNDFLOOR was that I could invest as much as I wanted and I could diversify that across a bunch of smaller investments.

Daniel Roth

Investor
With GROUNDFLOOR I could get a higher yield with less effort than in the stock market.

Linda

Investor
I've invested in other crowdfunding platforms that invest in unsecured credit card loans, and I was excited to see that GROUNDFLOOR has secured loans with collateral behind the properties.

Mark Crites

Investor
I like with GROUNDFLOOR that you can see the asset - you know what you're investing in. When you compare that to a Lending Club, the backbone of their assets...are significantly more risky. A hard asset, real property, versus intangible, unsecured credit card debt - it was an easy comparison.

Richard Nailing

Investor
GROUNDFLOOR has returned 10.5% over time. My broker would freak out if he knew how well I am doing with this - he'd say, "This is much better than a lot of the things I've given you."

Nick Borth

Investor

I decided to invest in GROUNDFLOOR because it gives me the ability to invest & make money in the rebounding housing market, without the large-scale capital requirements, time requirement, and managerial overhead of being a direct real estate investor and developer. GROUNDFLOOR allows you to take part with a relatively low cost of entry. Further, I like being able to understand how the funds will be spent, and who will be spending them…. The return is attractive, and the investment terms are short enough to where you don’t have to be without the liquidity for too long.

Alex Hill

Investor

GROUNDFLOOR makes investing in real estate a simple process. With a minimum investment size of $10 per project, it is easy for me to diversify my capital investment, while being able to quickly filter through project options to find what best fits my strategy. The process of investing through GROUNDFLOOR has been very smooth, and I look forward to enjoying continued investments and returns in the future. I would definitely recommend the GROUNDFLOOR platforms to anyone looking to invest in real estate assets or make a superior return on their capital.

Dan Cooper

Investor

I like having the ability to invest in real estate without having to make either a massive commitment to a single property or trust a vague portfolio of properties selected by someone else.

Why GROUNDFLOOR

Returns

GROUNDFLOOR investments return over 10% annually on average. 1

Control

You can build your portfolio with different loan grades. Loans are available at different grades, returning from 5% to 25.5%.

*Rate of return varies based on length of loan. GROUNDFLOOR offers 3, 6, 9, and 12 month loans, with the highest returns on the 12 month loans.

Diversification

Investors who include real estate in their portfolios outperform those who don't. Yale's endowment portfolio, which includes 20% diversification in alternative investments including real estate, has outperformed a stock and bond-only portfolio by about 90%.

https://www.bloomberg.com/news/articles/2015-10-06/yale-endowment-model-thrives-as-swensen-proteges-post-top-gains

Short Term

GROUNDFLOOR loans typically have just a 6-12 month term, so you're not locked in for years.

Secured

GROUNDFLOOR loans are secured by the underlying real estate asset, and the company holds a senior lien on the majority of properties.

Open to Everyone

GROUNDFLOOR is open to everyone, not just accredited investors. Until now, investments like these have been out of reach of the average investor, open to only high net-worth investors and hard money lenders.

Groundbreaking

Opening this kind of real estate investment to the masses is a groundbreaking achievement. GROUNDFLOOR was the very first issuer to be qualified by the Securities Exchange Commission to sell investment securities to the public under the new Regulation A rules of the JOBS Act.

Our first offering was qualified on August 31, 2015.

Deep Real Estate Expertise

The GROUNDFLOOR team has over 100+ years of experience in the mortgage industry, with executives from companies like Prudential. The team also has deep legal and regulatory experience.

Confident

We put our money where our mouth is, and we are so confident in our underwriting standards that we actually pre-fund most of the loans we offer.

Smart Platform

Investors can track investment progress and get updates on the progress of each loan and the renovation work taking place.

Secure

We use bank-rate security for your protection, encrypting with an AES 256 bit symmetric key.

How it Works

1 Browse

Browse current projects available for investment

2 Transfer

Transfer funds into your account

3 Invest

Start investing (after the funds clear)

4 Monitor

Use your online dashboard to monitor the progress of your investments, and to get updates on the developers' progress as they renovate each property

5 Payback

At payback, withdraw the funds, or compound the earnings by reinvesting

Start Investing