GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving. Concentrating capital allocation among the few unnecessarily constricts liquidity in times of stress. When lending is financed through millions of individual decisions, we are free.
We believe in freedom. Freedom to participate in an asset class that is otherwise inaccessible to the general public. Freedom to make your own investment choices based on your own criteria. Freedom to manage your own liquidity and risk as you see fit. Freedom to put your earnings towards the priorities that matter most.
Freedom is the foundation of America. Shouldn’t it be the foundation of our financial system too? We think so.
In response to the current crisis taking hold of financial markets, we have launched the GROUNDFLOOR Stimulus Program to ensure real estate entrepreneurs have the financing they need to keep their projects and businesses going.
GROUNDFLOOR will add an additional 4% interest bonus for 90 days for every investment in qualifying loans made retroactively to February 26th and continuing through at least May 31st. Whether you've already invested or are investing for the first time, now’s a very lucrative time to start building or expanding your portfolio.
GROUNDFLOOR is a wealthtech company that offers high-yield, short-term, real estate DEBT investments to the general public.
Unlike other real estate investment platforms where investors own an
stake in real estate property through eREITS or other types of funds for 3-5 year terms,
our investment options are based on secured, collateralized real estate
with shorter 12-18 month terms. Debt products inherently carry less risk, which
is why we’ve been able to generate
consistent 10%+ returns
for our investors over the past six years, with repayments received in 6-9 months on average.
Read our latest portfolio and diversification analysis .
Even in a prolonged downturn with extended terms, we still believe our investments provide an attractive return with a high degree of liquidity and relatively low volatility - especially compared to the performance of other financial markets and asset classes during this crisis period. All without giving up the freedom to decide for yourself whether and in what to invest. Learn more about how GROUNDFLOOR is different .
LOW AS $10
EARN AVERAGE 10%
IRA INVESTMENT OPTIONS